Union Plus Credit Card
The Union Plus Credit Card Difference:
- Exclusive union member rates and benefits. Apply for the Union Plus credit card online and get a response in as little as 30 seconds.
- Special financial hardship protections, including a disaster relief fund and grants for laid-off, striking and disabled members
- All customer service calls answered in the United States - 1-800-622-2580 available 24-hrs/day or 1-800-522-4000 to apply
- Special union member advocate who helps with issues and concerns when you need additional help
- Program funds the Union Plus Scholarship for union members and their dependents
- Cardmembers automatically eligible for over 20 credit card discounts, including travel discounts, ConsumerReports.org deals, AT&T wireless and more
- Discover 15 more ways the Union Plus Credit Card works for working families
Special note for Union Plus Credit Card holders on HSBC's sale of credit card portfolio to Capital One.
Working together, Union Privilege and HSBC Bank Nevada, N.A. have created the Union Plus® Credit Card for union members and family members of union households. More than a million union members already enjoy Union Plus Credit Card advantages.
Already have the Union Plus credit card?
- Find out about your other Union Plus discounts and services.
- Read about 9 new credit card protections.
Credit Card Tools
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Apply
Apply for one of the Union Plus Credit Cards today.
NOTE: To prevent fraud, your union membership will be verified and salary verification may be required. -
Manage
- Log-in to check balances, access Union Plus Credit Card customer service, check rewards and more.
- Pay your credit card bill online.
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Learn
Union Plus tailors its programs to the needs and interests of working families.
When union members using Union Plus programs are faced with special circumstances (e.g. layoff, disability), we are here to help.
Apply for a card that works as hard as you do

- Union Plus Classic Credit Card
Call 1-800-522-4000 or complete the online application - Union Plus Secured Credit Card - for union members who have little/no credit or poor credit history
Call 1-800-651-5108 or complete the PDF application available here - Union Plus Corporate Credit Card - exclusively for union leaders using their card for union business
Call 1-888-428-6466 or corpcard.requests@us.hsbc.com.
HSBC is Union Privilege's trusted partner, and both organizations take your privacy and security seriously.
Credit Card Features
Triple Plus Value®
- No annual fee
- Exclusive member rates and benefits
- Balance transfer options which could save money over higher rate balances
- Scholarship program
- Additional cards for authorized users at no charge*
- Money-saving discounts from Union Privilege
* Cardmembers are solely responsible for all charges and transactions made by the authorized user and the authorized user will have no liability to the the credit card issuer for those charges and transactions.
Triple Plus Protection®
- Special Union SAFE programs for eligible disabled workers and others facing financial hardship
- 100% fraud liability protection
- Extended warranty from MasterCard**
- More information on unique union benefits for laid off workers or workers on strike
**Certain restrictions, limitations and exclusions apply and benefits may not be available in every state. Coverage may be underwritten and administered by companies not affiliated with MasterCard, Visa or HSBC Bank Nevada, N.A. Full details will be provided upon becoming a Cardmember.
Triple Plus Service®
To ensure satisfied Cardholders, Union Plus approaches customer service from all sides.
- All customer service calls answered by representatives in the United States.
- 24-hour personal customer service by phone or online
- Member advocates - staffed by fellow union members - help members with issues such as charge disputes. To contact Union Plus advocates about concerns, please complete the Union Plus feedback form.
- Merchant dispute assistance.
- Online account management to manage your Union Plus Credit Card account, view statements or even pay your bill online.
- Card FAQ
Variety
Union Plus offers a variety of credit cards such as the Union Plus Secured Card to serve the diverse needs of union members. Browse Types of Credit Cards to find the perfect fit.
To find out exactly what benefits come from MasterCard, you can call the MasterCard toll free Gold/Platinum benefits number: 1-800-622-7747.
Credit Education
- Credit Education 101: Read these tips to understand credit and if necessary, improve your credit score.
- Figure out when you can pay off your credit card balance. Use this financial calculator.
- Haunted by your credit past? Good credit requires a history of timely payments, stability and financial responsibility. Union Plus Secured Card can help.
Eligibility
The program is available in the Unites States and territories. It is not available in Canada.
Who is eligible?
- All dues-paying labor union members
- Retired union members
- Spouses, domestic partners and children of union members
- Widows/widowers of union members
Customer Service
- All Union Plus Credit Card Customer Service calls answered by representatives in the United States. The card's 24-hour personal customer service is available online when you log in on at unionpluscard.com or by phone (see numbers on the Union Plus Credit Card site).
- You can access your online account management on unionpluscard.com to manage your Union Plus Credit Card account, view statements or even pay your bill online.
- If you have the Union Plus Rewards Credit Card, you can check point balances online (log in at www.unionpluscard.com) or call the Rewards Center at 1-800-959-3993.
We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.








On 10/18/11 David said:
I really like the fact that the IAFF has teamed up with Union Plus to provide us with a very good credit card. I personally wish that the APR was lower so that the offer was more attractive to me, as my credit union offers me a 9.75% APR fixed. I know that the IAFF-Union Plus card offers the zero percent for a year, but, I try not to use my credit card too often. Even if I go this card and threw it in the safe for a year, then go to use it, then i'd be open to a higher APR than what I have fixed with my credit union. Please do keep me informed if a comparable long term card becomes available through union plus. I'd love to carry the maltese cross in my wallet on a credit card through union plus. All my best. David
On 09/23/11 anonymous said:
your great,build,buy,wear,eat the american way as you should if you live in the land of the free,thanks to the unions that has made who we are today. strong.
On 07/14/11 Julia said:
Seems like someone starting over, this card would be the first to help union members...even if it was just $100 credit limit to help build credit. I've been with my union for 22 years. Thanks appreciate the help...
On 06/20/11 anonymous said:
Very good card and company with respectable customer service staff. It helped me to improve my credit score.
On 06/13/10 viva said:
yes a very good.
On 05/02/10 anonymous said:
I could not be happier with my union card. Thank you, Tim