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Build or Rebuild Stong Credit

A strong credit score can get you the best deals on credit cards, a mortgage or even insurance. But if you don’t have any credit, how do you get started? Or if your credit is damaged, how do you get back on track? Learn the ins and outs of credit scores and reports here.

  • Lisa Johnson, AFGE, Credit Counseling participant

    I knew the Union Plus Credit Counseling Program had to be reputable if the union was backing it.

    — Lisa Johnson, AFGE Local 709, Credit Counseling participant

  • Susan Geren, AFSCME, Credit Counseling participant

    We felt like we were going under and were stressed to the max. Finding out about the credit counseling program really saved us.

    — Susan Geren, AFSCME Local 3019, Credit Counseling participant

  • Greg Wise, IBEW, Mortgage Assistance recipient

    I opened up my mortgage statement, wondering how I was going to pay it that month, when I read the words at the bottom that mentioned Union Plus Mortgage Assistance.

    — Greg Wise, IBEW Local 134, Mortgage Assistance recipient

  • Jill Stringer, UFCW, Disability Grant recipient

    The grant helped us out by allowing us to catch up on our mortgage payments. It prevented us from heading into foreclosure.

    — Jill Stringer, UFCW Local 876, Disability Grant recipient

  • Frank Starkey, USW, Hospital Grant recipient

    The help that I received from Union Plus has made a difference in trying to clear the slate.

    — Frank Starkey, USW Local 724L, Hospital Grant recipient

Submit Your Story
 

Union Benefits Locator

Target

Union Plus benefits are for union families. Select your union and you’ll see the Union Plus programs your union offers. Why?

Select Union

Most AFL-CIO and Change-to-Win unions participate in most Union Plus benefits, but some international unions elect not to offer all the programs. So in order to access all of the programs your union participates in, select your union from the drop down menu.

You can start using your union’s Union Plus benefits today! (No membership in Union Plus or the Union Plus Credit Card is required.)

Either Select a Union

I am a Union Plus Credit Cardholder (?)

Union Plus Credit Card

Union members are automatically eligible for their union's Union Plus benefits and you do not need to be a Union Plus Credit Cardholder in order to access your union's Union Plus benefits.

But - if you are a Union Plus Credit Cardholder, you could be eligible for additional discounts.

Find Benefits

Or Find Your Union by Occupation

  • Not a union member? Find out how to join one.
  • Help if you do not know your union

    Help if you don’t know your union

    Your union membership dictates which Union Plus benefits you are eligible to use.

    1. What your national union’s name (not just your local number)? Scroll through the list we have to see if you recognize your union.
    2. What type of work do you do (select your occupation)?
    3. Do you have a union member card or union publication/letter that shows the name of your union? Find something with the name of your union, not just a local number.
    4. Is there a shop steward or work colleague you can ask what the name of your union is? You can even ask your human resources department to tell you the full name of your union?
    5. Do you have a Union Plus Credit Card? If so, the name and logo for your international union should appear on the front of the card.
    .

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